BMW X5 Giveaway!

Win a Brand New BMW X5! Free Entry exclusively for our valued customers. Three lucky winners will be announced in one week!

Join the Giveaway
Winners of the previous giveaway
winner_1 Buffalo
winner_2 Rochester
winner_3 7 Syracuse

The card with up to 4% cash back

Our Member Cash Rewards+ credit card rewards hard working Californians for purchases they make every day!

Member Cash Rewards+

$0 annual fee*

*See pricing and fee details

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Earn more with rates as high as 4.30% APY

Lock in a great rate with one of our special Term Savings Certificate or IRA Certificate offers!

  • $500 minimum deposit to open. Current members can open Term Savings Certificates online.
  • Not yet a member? You can join online.
  • Deposits are federally insured up to $250,000 by NCUA.
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HELOC introductory rate as low as 4.99% APR* (limited time)

Apply now for a Golden 1 Home Equity Line of Credit1 (HELOC) and save on interest with a low fixed introductory rate.2

Balances accrued within the first six billing cycles of your HELOC are eligible for the introductory rate. Offer limited to applications received December 16, 2024, through March 31, 2025. At the end of the introductory period, your approved variable rate will take effect.

Click for more details and restrictions

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Tackle tax season with member discounts

Save on tax prep with members-only discounts.

  • 20% off Intuit TurboTax federal products
  • Up to $25 discount on H&R Block® tax preparation services

Visit our tax information page to find these discounts plus expert tips and helpful resources to guide you through the season.

Money Award logo for Best Banks and Credit Unions in California in 2024

Golden 1 awarded top spots on Money lists

For the third year in a row, Money has listed Golden 1 in several "Best" categories. We were honored in lists for best overall and best for seniors, at levels ranging from best in California, to best in the west, to best in the nation. 

Our ongoing recognition in Money's Best Banks lists reinforces our commitment to supporting diverse communities of all ages – and being the best at making finance more inclusive for all Californians.

Even more reasons to join Golden 1

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The Golden 1 Difference

All the banking services you expect with low-to-no fees and exceptional service.

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Community Service

We support hundreds of organizations helping people statewide. 

Get involved
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Reach Your Goals

Staying financially fit takes training. We can help.

Build financial health
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Home Loans

Shopping for a home loan? Our home loan advisors are here to help.

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Mobile Convenience

Get secure access to your accounts with convenience on the go. 

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One Million Members

... and growing. Membership is open to all who live or work in California.

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